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Get a merchant account today! Call (707)539-2731
FREE Application & Setup FREE Business Resource Guide and Discounts to help grow your business!
FREE QuickBooks Pro,
a $199.95 Value!
 FREE Rate Review and Reprogramming 1
Process Directly in QuickBooks Quickly and easily
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Card Reader attaches to you PC Only $89.00
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Product Name & Description

Merchant Accounts

Solutions for First-Time and Existing Acceptors

Thinking About Accepting Credit Cards?

By 2008, almost two-thirds (63%) of all transactions will be made using credit, debit and electronic payments—over $1 Trillion!1

These days, customers fully expect the option of paying with credit. So whom should you trust to handle your first merchant account?

Already Accept Credit Cards?

Not getting the best rates? Tired of searching your statements to find hidden fees? Had enough of poor customer support?

Switch to Innovative Merchant Solutions, where your satisfaction is our top priority.

Trust the Small Business Experts

As more than just a merchant processor, Innovative takes a consultative approach to helping you increase sales and better manage your business. We'll structure a merchant service that's right for your particular business.
Low-Cost Ways to Process Credit Cards
Face to Face Transaction

Retail and Restaurants

Great for point-of-sale locations and others who do face-to-face sales—anywhere you can take physical possession of the customer's credit card to make the sale. Learn More | View Demo

Phone Transaction

Mail and Telephone Orders

If you collect payment without the customer being present, using your PC is the most cost-efficient way to process transactions. Learn More | View Demo

Transaction on the Internet

E-Commerce

Internet retailers need a processor and payment gateway that is affordable, easy to use and secure. We've got you covered. Learn More.


We respect and value the partnership that is created between our company and each of the clients we are blessed to serve. We acknowledge our company’s success is directly linked to the success of each of our clients. To demonstrate our commitment to your success we offer FREE resource guides and other discounts that can help grow your business. Call 707-539-2731 for details.

Already Have a Merchant Service?
70% of our customers say they're more satisfied with us than their previous provider!4

IMS of California is an independent sales agent of Innovative Merchant Solutions, LLC. Innovative Mercant Solutions, LLC is a registered agent of Westamerica Bank, Santa Rosa, CA, and JP Morgan Chase Bank, Columbus, OH. FDIC insured. Terms, conditions, pricing, features and service offerings subject to change without notice.

1. 2004 Federal Reserve

2. August 2004 User Study