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Product Name & Description

Products for Face-to-Face Transactions

Terminals are the best choice for merchants who make a lot of face-to-face sales, such as retailers, professional service offices, hotels, and restaurants. Innovative offers some of the best rates in the industry on both new and refurbished terminals. Equipment leasing is available upon request.

Tranz 330

The Tranz ® 330 system is ideal for home based businesses to key in sales and can be used by a retailer by connecting an external printer. You can connect a slip, roll, or sprocket printer for fast, accurate sales receipts and reports. Does NOT include a printer.

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Nurit 2085

The Nurit 2085 is a compact terminal and printer package that combines ease of use and high performance into an affordable package. The compact design won't clutter counter space. Can handle multiple payment types, including credit, debit, EBT, check guarantee, and gift and loyalty cards. Optional built in PIN pad can be provided.

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QuickBooks Card Reader

Use the QuickBooks Card Reader to process credit cards with one swipe and your transactions can qualify for "card swiped" transaction rates. Plus swiping cards saves time and improves accuracy over manual key-entry.  The card reader is only $89.00 — there are no additional leasing or maintenance fees typically associated with a credit card terminal. And it plugs right into your computer!

 

Products for Phone, Fax, and Mail Order Transactions

Our most popular credit card processing option is a flexible choice for merchants who do not physically swipe their customer's credit card when the sale is processed. Our software uses the Internet to securely and reliably submit, authorize, capture, and settle credit card and electronic check transactions.

  • FREE Card-Processing Software: Turn your PC into a terminal with our FREE Virtual Terminal software. It works much like a physical terminal, except that you manually key-in card information into your PC. And, since the transaction processing is done via the Internet, you can make sales anywhere there's an internet connection.
  • QuickBooks Software: Your QuickBooks has one of the industry's most powerful merchant solutions built right into it: QuickBooks Merchant Solutions. Transactions are processed right in the software, so all data is automatically recorded in your QuickBooks, saving you up to 2 hours per week in manual data entry.4 Plus, your records are always up-to-date, making reconciliation much easier.
  • Terminals: If your business does a mix of face-to-face and card-not-present sales, use one of the terminals listed above. You'll be able to manually key-in transactions and still be able to swipe cards to qualify for the lower, card-swiped rate.

Products for E-commerce

We provide a secure way to automatically authorize, process, and manage credit card transactions on your Web site. Our server-based, real-time Internet processing software connects to your Web site and works seamlessly with most shopping carts. Worried about Internet security? Our software has several features that protect your business from fraudulent activity:

  • Fraud Protection: Identify, manage and prevent suspicious or potentially costly fraudulent transactions with this customizable, rules-based solution for Web merchants.
  • Cardholder Authentication Programs: Reduce the liabilities and expenses that Web merchants incur from the unauthorized use of credit cards by implementing the Verified by Visa and MasterCard® SecureCode™ programs.
  • Address Verification Service (AVS): Checks the address given on your site with the address listed on the credit card file at the issuing bank to ensure a match.

After a sale is processed, you'll even receive an e-mail with sale and customer information so you can fulfill the order. Plus, the Virtual Terminal feature gives you the ability to manually key-in transactions anywhere there's an Internet connection.

IMS of California is an independent sales agent of Innovative Merchant Solutions, LLC. Innovative Mercant Solutions, LLC is a registered agent of Westamerica Bank, Santa Rosa, CA, and JP Morgan Chase Bank, Columbus, OH. FDIC insured. Terms, conditions, pricing, features and service offerings subject to change without notice.

1. Not all existing terminals can be reprogrammed. A new purchase may be necessary. Terminals are available separately to lease or buy. Please call (866) 697-9200 for details.

2. Three months of transaction statements required. We will review your rates from your current provider and try our best to meet or beat your current rates. Call (866) 697-9200 for details.

3. PIN pad sold separately.

4. QuickBooks Merchant Services User Study, August 2004